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The City of Columbia emergency repair program is funded by the Department of Housing and Urban Development (HUD) Community Development Block Grant and is designed to help low- to moderate-income people make “emergency” repairs to their home. “Emergency” repairs are those repairs which are necessary to safeguard against “imminent danger to human life, health or safety, or to protect property from further structural damage. The program is administered by the Department of Planning and Development located on the second floor of the Daniel Boone Building at 701 E. Broadway. Program Guidelines
To be eligible for the program, applicants must: (a) meet the income guidelines established by HUD; (b) reside within the City limits of Columbia; and (c) own and reside in the home needing the emergency repair. Income limits are updated annually. Current income limits are:
Maximum assistance per home is $5,000, with up to $500 provided as a grant. The remaining $4,500 is provided as a low interest loan (1% interest). Where possible, loans will be amortized and a payment plan established. However, loans may be deferred in cases where it is documented that monthly payments would prove a hardship for the homeowner. Loans at or above $1,000 will be secured by deed of trust.
Assistance is provided on a “first come, first served” basis. Contact the Community Development Division, Department of Planning and Development (874-7239) to request an inspection by the Housing Rehabilitation Specialist. If it is determined that your situation fits the City’s definition of emergency, you will be required to fill out an application and sign an authorization form which allows City staff to verify the financial data included on your application form. The Housing Rehabilitation Specialist will prepare a work write-up on your behalf and you will be required to obtain bid proposals from at least three qualified contractors for the needed repairs. City staff can assist you with this process upon request. Emergency repair funds can only be used to address the emergency situation. If additional repairs to the home are required, you will be referred to the Owner Occupied Housing Rehabilitation Program.
Click here to review the application form on this Web site. Applications are also available in the City Planning Department or can be mailed, upon request. Application and required documents must be submitted to start the review process to obtain assistance.
For more information about this program contact the Department of Planning and Development 701 E. Broadway (Daniel Boone Building) or
Telephone: (573)874-7239 (TTY: 1-800-MOR-ELAY)
Fax: (573)874-7546
E-mail: planning@gocolumbiamo.com.
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